I had to switch small banks because my old bank over-levered themselves with questionable loans and had to ask for bailout funds, which meant they had to de-lever, meaning, no refi’s – even for solid business with good models. 2010, I received favorable terms and a low interest rate. I’m a small business owner and I refinanced my commercial mortgage in Nov.
But there are many smaller banks in America that did not participate in the free-for-all that eventually and predictably led to the mess were in.
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